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Car Finance

We can help making your new car affordable. We understand that making a vehicle purchase is a big investment and can sometimes be a daunting task. Rest assured, our friendly team will provide you with a smooth, hassle-free process and assist you with any questions you may have. We are a SAF approved dealership meaning that all customer facing staff are SAF experts and automotive finance specialists. We are fair, reasonable and responsible and act in a transparent and fair manner when it comes to the sale of finance.

We work closely with Close Brothers Motor Finance to offer competitive packages to suit you and your budget. We offer payment plans that range from 12 months to 60 months with as little as a zero deposit. If your application is first declined by Close Brothers Motor Finance due to it not meeting their criteria, we may be able to use their referral service by passing it over to a broker for their review and consideration.

Although we do not charge an admin fee to the lender we introduce you to, due to the fees and extra admin incurred when dealing with third party lenders, a £180 + VAT admin fee is applied to deals where a car is purchased through an external finance provider.

FINANCIAL DISCLOSURE -

Steve Rowlands Car Sales Limited is registered in England and Wales under company number 4598521. We are authorised and regulated by the Financial Conduct Authority, under FCA number: 679074. We act as a credit broker, not a lender. We work exclusively with Close Brothers Motor Finance. We will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow), This payment will not impact the amount you pay, the cost of the goods, or the monthly payments. Finance available to UK residents, subject to status. Applicants must be 18 years old or over. You will not own the vehicle until all payments are made. Terms and conditions apply.
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FINANCIAL DISCLOSURE
Steve Rowlands Car Sales is registered in England and Wales under company number: 04598521. Steve Rowlands Car Sales is authorised and regulated by the Financial Conduct Authority, under FCA number: 679074. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

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Representative Example CS

An OTR Cash Price of £2,695.00 with a deposit of £269.50 leaving an amount of credit of £2,425.50. The agreement is resulting a Representative 22.4% APR and a total amount payable of £4,155.10. Payments are based on a duration of agreement of 60 months, with a first monthly payment of £ 64.76, regular monthly payment of £64.76 and a final monthly payment of £64.76.
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FINANCIAL DISCLOSURE
Steve Rowlands Car Sales is registered in England and Wales under company number: 04598521. Steve Rowlands Car Sales is authorised and regulated by the Financial Conduct Authority, under FCA number: 679074. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.